We can insure boats of just about any kind - coverage for watercraft up to 50 feet in length and $500,000 in value. This includes a wide variety of watercraft, ranging from fishing boats, runabouts, and personal watercraft to sailboats, cabin cruisers and pontoon boats.
Some of the coverage we offer:
Total Loss Replacement -- replaces insured’s boat with a brand new one of similar make and quality
Disappearing Deductibles -- reduces the deductible by 25 percent at each claim free renewal
Sign & Glide® coverage -- Help comes to your customer if they’re stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!
Propulsion Plus® coverage -- provides coverage for the lower units of outboard motors, and the upper and lower units of inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear
Trailer Trip Interruption coverage -- pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home
Hurricane Haul Out coverage -- reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm
Replacement Cost Fishing Equipment -- up to $10,000 for tackle, rods, and reels
Replacement Cost Personal Effects -- protects the insured’s personal items including cameras, clothes, cell phones, etc.
24-hour Roadside Assistance -- covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance
Wreckage Removal Coverage -- Pays for any attempted raising, removal or destruction of the wreckage
Fuel Spill Liability -- Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
Medical Payments -- includes coverage for water-skiers