General Liability

We can write General Liability coverage for almost any business as well as coverage for your building and/or contents.

In Home Businesses

If you are running a business from your home you are risking several things. Every policy is different - be sure to check with your agent - but most home insurance does not cover any type of business run from a home. If you sell Avon, Mary Kay, Tupperware, Scentsy, Pampered Chef - if you have any type of business that involves home parties or shows - your investment in your inventory is at risk when you are taking it from one place to another. If it was stolen or damaged while in your car or away at a party, it would not be covered. An In Home Business Policy also has liability coverage so you are protected if someone is hurt or injured or becomes sick after a party or presentation. If you should have a fire or major claim with your home insurance and they happen to discover you were running a business from your home they would have an excellent reason to deny a claim or cancel your policy.

Social Media Liability

If you have an employee who runs your social media (or plan to in the future) Social Media Liability is a coverage you need to have to protect your business from a future falling out with an employee who has all of your passwords. It’s a fact that sometimes employees quit - and not always on the best of terms. Someone who has the passwords to all of your social media accounts - Facebook, Instagram, Twitter, LinkedIn - could do some major damage to your business reputation if they were unhappy with you or another employee.